DON'T RETIRE RICH

Sunday 20 June 2021

CROREPATI KA ZAMANA GAYA, AB ZAMANA HAI DRUDPATI KA !!!







CROREPATI KA ZAMANA GAYA

AB ZAMANA HAI DRUDPATI KA !!!


 

The 1st ONE RUPEE NOTE was introduced in 1917….

The value of that ONE RUPEE NOTE  in1917 was equal to 10.7gm of silver.




Today in 2021,  1 gram of silver is Rs.71.3

This means today in 2021, If I need to get the same 10.7 gm of Silver I will have to shell out Rs.763 !!

 This amounts to  6.51% of Inflation over a period of 102 years



The value of ‘One Rupee’ depreciated by nearly 760 times in the past 100 years. One Rupee note used to fetch 10.7 grams of silver in 1917. 10 grams of silver currently costs Rs 713, effectively for 10.7gms of Silver you need to pay Rs.763

An inflation of 6.51%

 

The Biggest Enemy in our Wealth Journey is this Inflation. The value of our money keeps decreasing day by day.
The Rs.100 you had last year is not worth the same today.
Ex: Fruits, Vegetables, Clothes which were available at say Rs.100 per kilo would have gone up by some percentage.


A kilo of Apple, for example, which was Rs.100 last year, is now Rs.110 which means the price has gone by 10% and your income if it has not grown that much will mean that you are becoming poorer and poorer slowly

Before you realise it, Inflation has reduced the purchasing power of your money. INFLATION IS A SILENT KILLER OF YOUR WEALTH CRATION DREAMS 

 

The average inflation for the past 102 years has been more than 6.51%

So..if I consider this... then the value of Rs.1 crore in about 20 years will be just Rs.28 lakhs of today's money.

Yes….just 28 lakhs of today’s money !!!

Will you be able to retire and enjoy your retirement with Rs.28 lakhs ?
And by the way, I have not even calculated the LIFESTYLE INFLATION. 

So…can you now say 1 CRORE IS ENOUGH FOR YOU TO RETIRE?
DEFINITELY NOT ENOUGH ISNT IT?

THAT’S EXACTLY THE REASON I ALWAYS SAY

“CROREPATI KA ZAMANA GAYA”

So...you seriously need to consider whether you will be happy with being just a CROREPATI or should look at something bigger.

So...if you are a Crorepati or do become one very soon.....it will be NO BIG DEAL AT ALL. 

Bas....Crorepati....Us Se Kya Hoga? will become a common day-to-day dialogue!!!!

Sad reality but the earlier you understand the ground situation ...the better for you.

So...definitely

CROREPATI KA ZAMANA GAYA....



So...what next?
Obviously Arabpati...

But ARABPATI is 100 crores….too big a gap.

Maybe our next generation will be targeting to be ARABPATI for their retirement.
Then, for us what?

Its DRUDPATI!
DRUDPATI is 10 crores

 

You will be surprised to know that India is adding 1 DRUDPATI every single week!

Yes..every week 1 Indian with 10 crores of rupees is getting added to the Drudpati list.

 

 

So, do we need to target to be DRUDPATI?
Of course….  
And I would say WHY NOT???


 

Why not target to be DRUDPATI???

Impossible???
No...It is Possible

Don't tell Impossible 

Tell I'm Possible !!

(Remember, people were telling that CROREPATI is impossible about a decade back and now almost everyone is on their way to becoming a Crorepati)



Remember, even 100 years back no HUMAN had climbed Mount Everest. 

But, once 1 person had climbed.....the pick started and now hundreds have climbed Everest.

It took so many many years to break the Mental Barrier. Yes...it was more of a Mental Barrier than a Physical One. 

Even an Amputee has climbed (BRAVO! HATS OFF TO HER). And so many Handicaps too have managed to do what was impossible even 70 years back.
And in fact, there are so many climbers waiting to conquer Mount Everest that there is a restriction on how many can climb every year!!!!
Has it become easy?
Has the Mount Everest Shrunk?


It's just the
Mental Barrier...
If they can do...so can I .....this thinking has made them do this...

 

Income Tax Data reveals that India had 18,359 Crorepatis in 2015 and in just 4 years that is by 2019…the Crorepatis had swelled to 97,689 near 5 times jump in 4 years

Being a Crorepati is becoming easier and easier each day


In the present Tamil Nadu Assembly, 202 MLAs are crorepatis!

And let me tell you some more interesting data…in a single city SURAT…there were 81 crorepatis in fray for civic body polls! Yes..you read it right 81 in Surat alone!

 

 

The latest data by Harun Wealth Survey shows that there are 4,12,000 DRUDPATIs in India.
Yes….that 4,12,000 DRUDPATIs

(Don't ask me why Income Tax Dept shows 97,000 crorepatis and Harun Wealth says there are 4,12,000 Drurpatis.....you know and I know the secret)

Mumbai itself has 17,000 Drudpatis

Delhi 16,000 Drudpatis

All these will gradually scale up to become ARABPATIs.

And same Harun Wealth survey reveals that more than 90% of these Drudpatis prefer investing their money into EQUITY and Real Estate over Gold and other assets!

 

And there…my friend lies the SECRET!
True Wealth Creation happens only and only in EQUITIES.

Yes… it's volatile

So what !!!!

 

Is Gold not volatile?
Is Crypto not volatile?
Is Real estate not volatile?
volatility is in mind!

If the time horizon is as long as 20 years plus…volatility is not even visible. It will look like small blips and actually those downs should be used to accumulate more of Equities so that your Wealth Grows faster and you become a DRUDPATI quicker. 

Just ignore the short term blips….stick to QUALITY stocks, stick to TOP CLASS EQUITY FUNDS and you are definitely on the way to become a DRUDPATI.

 

 

And to become DRUDPATI.……….You need to answer the question as to what excites you more

KAUN BANEGA CROREPATI

OR

KAISE BANOGE CROREPATI

If it’s the 1st one…watch the show..enjoy for 1 hour

If it’s the 2nd one…Keep reading SRIKAVI MONEY BLOG and this will be the 1st step for you to upgrade yourself from planning to become a mere Crorepati or to become a DRUDPATI

 

 

BY THE WAY.....IF YOU DO INTEND TO TARGET BECOMING A DRUDPATI.....

 

YOU NEED TO INVEST JUST RS.36,277 @15% FOR 25 YEARS AND LO! YOU ARE A DRUDPATI

 

ALL CALCULATIONS AT 15%

30 YEARS – 17,756
25 YEARS – 36,277

20 YEARS – 75,354

all figures are per month

 

Suppose I do take a very conservative and easily achievable 12% return on your investment and keeping the time horizon as 30 years…you still need an easily affordable Rs.32,457 per month to do become a DRUDPATI.

 





YES…if you do have 30 years to plan…you need to invest only Rs.17,756 at 15% to become a DRUDPATI

 

BEFORE INVESTING KNOW THIS.....

Even the best seed planted in the wrong soil will not rise to become a tree .... saving your hard-earned money  in wrong assets will not make you rich

 

Will be coming out soon with an article on how to become a Crorepati, upgrade from there to a DRUDPATI, and then further target to become an ARABPATI.

All this in a simple easy way achievable in a time bound manner

Stay tuned.

 

 

All the best,

Regards,

Srikanth Matrubai

 

P.S.

LIFESTYLE INFLATION is the BIGGEST

 "HITA SHATRU"    on your way to becoming a Drudpati. (an ENEMY who acts as a Friend but is actually plotting your downfall)!!

The Biggest reason why LifeStyle Inflation happens is because YOU “COULD” and not because you “FEEL THE NEED TO SHOW OFF” !!!”

 

 

 

ALSO

 

Is 1 crore enough for retirement? Absolutely not. Watch the video to learn more Why having just 1 crore is not enough. You need to have more. See the video to know the reasons.

Watch Part 1 of this article on YOUTUBE 

https://youtu.be/qzDOvt8R7-U



 

 








 





All the best,
Regards,
Srikanth Matrubai
MUTUAL FUND DISTRIBUTOR
REBALANCE VOLATILITY CERTIFIED COACH
Srikanth Matrubai, Author of the Amazon Best Seller DON'T RETIRE RICH


You are strongly encouraged to consult your financial planner before making any decision regarding this investment. The views expressed here are the author's personal views and should not be interpreted as a recommendation to invest/avoid.

 
Srikanth Matrubai Author of the Amazon Best Seller DON'T RETIRE RICH

Do read the book and give your valuable feedback and request you to post positive comments on Amazon. https://amzn.to/3cHUM6M/ 

You can purchase the book on Amazon and Flipkart 

For the best of ideas on where to invest to create Mountains of Wealth 
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6 comments:

  1. Excellent Article. Good explanation on Inflation.

    ReplyDelete
  2. 😍wow superb article loved it. it's has good information on inflation.after reading I would definitely love to Drudupati 😀

    ReplyDelete
  3. Your writing makes people understand inflation .
    Superb

    ReplyDelete
  4. Very nice information sir ... Thank u very much ����

    ReplyDelete
  5. Nice article & simple language for understand to Normal layman

    ReplyDelete

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