Sunday, 4 July 2021

IS YOUR INCOME HAVING THE MASK OF FINANCIAL PROTECTION ?

AN ARTICLE ON HOW AN HOUSEWIFE CAN HELP A FAMILY'S FINANCES GET A FINANCIAL MASK...
Must Read.Must Share

Namaste,
9 out of 10 people I interact with these days are resigned to fate and the only words that come out of their mouth are..."Never expected this.....Let life take me wherever it wants me to". 

It's almost as if they have resigned to fate and have left behind all their desires, future goals, vision in the pre-Covid World.

Even Doctors have been affected. 

The 1 out of 10 who isn't looking bleak or dull is the one whose finances have not been affected as much as others.

How?
Because they are protected by Financial Mask 


Does your finances has a MASK?
A mask like we wear for our protection from Covid, is there any Mask which can protect our Finances from Disasters?


Yes and NO.

NO....because Covid is something which even the Best of Experts, Best of Financial Planners and the Best of Astrologers were not able to foresee and thus stumped every single person in this Universe.
If any expert says I saw it coming….either he is God or he is lying.
Unprecedented, ruthless, and almost decimated every previous notion about SAFE businesses.

YES,  because these people indeed have a MASK which is protecting their finances.
Readers of our blog would remember that we keep stressing that 

THERE IS A LIMIT TO REDUCE YOUR SPENDING BUT THERE IS NO LIMIT TO YOUR EARNING.

 
And we have always encouraged our readers to FOCUS ON POSITIVES AND EARNING MORE.



When it comes to making money, building a passive income lifestyle business is the holy grail. But there are a lot of myths about passive income ideas and a lot of shady products being sold online that promise to help you build passive income sources.

Is it actually possible to build passive income streams? Absolutely.



LEARN SOMETHING NEW
Since you do have lot of time at your disposal, seriously consider learning new ways of earning income.
Improve your skillset so that you can earn more.
Consider learning a new technology or skill.



The HUGE irreversible change that COVID has done is ....it has taken away the shift/focuses AWAY from Labor-intensive jobs towards more Creative-thinking jobs. 
Earlier what mattered more was the strength in your arms, legs, and backs. But there has been a clear to the Brain Power, although this was happening earlier too but the COVID has propelled this to NEVER BEFORE seen levels and will only increase further. A complete paradigm shift HAS ALREADY taken place.






Do read my book DONT RETIRE RICH and give your valuable feedback and request you to post positive comments on the Amazon. https://amzn.to/3cHUM6M/





WHAT DOES THIS MEAN TO YOU?
This simply means that you can now EARN from the COMFORTS of your Home.  NO need to commute daily 1 hour in crowded buses/metro.

Running a house is not just managing the kitchen. And with COVID, males are also in the house and definitely can manage the kitchen.
So, why don't you, the humble housewife start earning.
Yes...why not?
because now it's the BRAIN power that is more in demand rather than Muscle Power. 


What me....? A housewife earning? How? No chance... There is no way I can earn more".

I would say "Why not? There is a huge number of ways you can earn.
Why don't you do a PART-TIME job?
Why don't you do Tutions at home?
Why don't you do Tailoring at home?
Why don't you write articles during your spare time?
Why don't you learn a new hobby (cake making, cloth bag making, etc) and start earning?




If the intent is there to LEARN AND EARN, the routes will AUTOMATICALLY open up.

Especially learning new things like Cloth Bag making may even open up loads of money to you.
In fact, I have seen some of the investors actually resigning from their MAIN jobs and now doing full time business in what started as a Hobby for them.
And, they are earning MORE THAN WHAT THE SALARY THEY WOULD HAVE GOT.

So, it all boils down to FOCUSING ON EARNING MORE

I agree, that learning a new hobby/skill takes time and implementing it and making it successfully even more, but look at the reward you will get.....because once you are successful, mark my words, you will be achieving your goals much more earlier than you ever imagined.


Concentrate your energies and focus your expertise on Earnings. We have shared some simple and easy ways to earn by sitting at home. So, you, the humble housewife, can show that you too are not only capable of managing kitchen but also managing the entire household expenses.



1. Online Tutoring
2. ProofReading
3. Online Surveys
4. Blogging
5. Videos on Cooking/beauty
6. Make Masks
7. Data Entry
8. Homemade Clothes
9. Wooden toys
10. Hand Bags
11. Hair Decoration Accessories
12. Greeting Card
13. Scented Candles
14. Gift Baskets
15. Pillows
16. Painting/Drawing
17. Homemade Soaps
18. Plantation
19. Hats
20. Embroideries
21. Tailoring
22. Graphic Design
23. Hanger
24. Lip Balm
25. Belt
26. Perfume
27. Statues
28. Customised Cups
29. Leggings
30. Bread
31. Cookies
32. Ornaments
33. Furniture
34. Rubber Stamp
35. Picture Frames
36. Knitted Products
37. Curtains
38. Gift Items
39. Photography
40. Language Translating
41. Sell old stuff at home (there are buyers for Antique)
42. Affiliate Marketing
43. Remote Accounting
44. Paid Reviews
45. Remote Call Center
46. Chocolate Making
47. Cake Making
48. Sanitizer Making 
49. Counselling
and the easiest and the one you can definitely give a try


50. Home Cooked Food (this should be the easiest. There are many bachelors who work from home but crave home-cooked food who can be your customers)




In fact, almost 90% of the ideas shared here can be started with virtually ZERO expenses and in very little time.
You can get complete details on each of these above simple ideas on YouTube and other social media sources.
Come on, show the World that you are not just on par with men but can even better them.



BESIDES ALL THESE, WE AT SRIKAVI ENCOURAGE WOMEN TO 
a)Improve Basic Money Knowledge
b) Develop Money Mindset. 
c) Focus on Cash Flows 
d) Ensure adequate Insurance Cover
e) Most important - Have an Emergency Fund !!
f) Look for all opportunity to have a self-supporting income


Having this Mask for protecting your finances will go a long way in truly enjoying your life. 

 





All the best,
Regards,
Srikanth Matrubai

MUTUAL FUND DISTRIBUTOR
REBALANCE VOLATILITY CERTIFIED COACH
Srikanth Matrubai, Author of the Amazon Best Seller DON'T RETIRE RICH





You are strongly encouraged to consult your financial planner before making any decision regarding this investment. The views expressed here are the author's personal views and should not be interpreted as a recommendation to invest/avoid.

 
Srikanth Matrubai Author of the Amazon Best Seller DON'T RETIRE RICH

Do read the book and give your valuable feedback and request you to post positive comments on Amazon. https://amzn.to/3cHUM6M/ 

You can purchase the book on Amazon and Flipkart 

For the best of ideas on where to invest to create Mountains of Wealth 
join my TELEGRAM channel
WEALTH ARCHITECT
    https://t.me/joinchat/AAAAAELl4KUnaJzi-JJlDg/

Saturday, 19 June 2021

CROREPATI KA ZAMANA GAYA, AB ZAMANA HAI DRUDPATI KA !!!







CROREPATI KA ZAMANA GAYA

AB ZAMANA HAI DRUDPATI KA !!!


 

The 1st ONE RUPEE NOTE was introduced in 1917….

The value of that ONE RUPEE NOTE  in1917 was equal to 10.7gm of silver.




Today in 2021,  1 gram of silver is Rs.71.3

This means today in 2021, If I need to get the same 10.7 gm of Silver I will have to shell out Rs.763 !!

 This amounts to  6.51% of Inflation over a period of 102 years



The value of ‘One Rupee’ depreciated by nearly 760 times in the past 100 years. One Rupee note used to fetch 10.7 grams of silver in 1917. 10 grams of silver currently costs Rs 713, effectively for 10.7gms of Silver you need to pay Rs.763

An inflation of 6.51%

 

The Biggest Enemy in our Wealth Journey is this Inflation. The value of our money keeps decreasing day by day.
The Rs.100 you had last year is not worth the same today.
Ex: Fruits, Vegetables, Clothes which were available at say Rs.100 per kilo would have gone up by some percentage.


A kilo of Apple, for example, which was Rs.100 last year, is now Rs.110 which means the price has gone by 10% and your income if it has not grown that much will mean that you are becoming poorer and poorer slowly

Before you realise it, Inflation has reduced the purchasing power of your money. INFLATION IS A SILENT KILLER OF YOUR WEALTH CRATION DREAMS 

 

The average inflation for the past 102 years has been more than 6.51%

So..if I consider this... then the value of Rs.1 crore in about 20 years will be just Rs.28 lakhs of today's money.

Yes….just 28 lakhs of today’s money !!!

Will you be able to retire and enjoy your retirement with Rs.28 lakhs ?
And by the way, I have not even calculated the LIFESTYLE INFLATION. 

So…can you now say 1 CRORE IS ENOUGH FOR YOU TO RETIRE?
DEFINITELY NOT ENOUGH ISNT IT?

THAT’S EXACTLY THE REASON I ALWAYS SAY

“CROREPATI KA ZAMANA GAYA”

So...you seriously need to consider whether you will be happy with being just a CROREPATI or should look at something bigger.

So...if you are a Crorepati or do become one very soon.....it will be NO BIG DEAL AT ALL. 

Bas....Crorepati....Us Se Kya Hoga? will become a common day-to-day dialogue!!!!

Sad reality but the earlier you understand the ground situation ...the better for you.

So...definitely

CROREPATI KA ZAMANA GAYA....



So...what next?
Obviously Arabpati...

But ARABPATI is 100 crores….too big a gap.

Maybe our next generation will be targeting to be ARABPATI for their retirement.
Then, for us what?

Its DRUDPATI!
DRUDPATI is 10 crores

 

You will be surprised to know that India is adding 1 DRUDPATI every single week!

Yes..every week 1 Indian with 10 crores of rupees is getting added to the Drudpati list.

 

 

So, do we need to target to be DRUDPATI?
Of course….  
And I would say WHY NOT???


 

Why not target to be DRUDPATI???

Impossible???
No...It is Possible

Don't tell Impossible 

Tell I'm Possible !!

(Remember, people were telling that CROREPATI is impossible about a decade back and now almost everyone is on their way to becoming a Crorepati)



Remember, even 100 years back no HUMAN had climbed Mount Everest. 

But, once 1 person had climbed.....the pick started and now hundreds have climbed Everest.

It took so many many years to break the Mental Barrier. Yes...it was more of a Mental Barrier than a Physical One. 

Even an Amputee has climbed (BRAVO! HATS OFF TO HER). And so many Handicaps too have managed to do what was impossible even 70 years back.
And in fact, there are so many climbers waiting to conquer Mount Everest that there is a restriction on how many can climb every year!!!!
Has it become easy?
Has the Mount Everest Shrunk?


It's just the
Mental Barrier...
If they can do...so can I .....this thinking has made them do this...

 

Income Tax Data reveals that India had 18,359 Crorepatis in 2015 and in just 4 years that is by 2019…the Crorepatis had swelled to 97,689 near 5 times jump in 4 years

Being a Crorepati is becoming easier and easier each day


In the present Tamil Nadu Assembly, 202 MLAs are crorepatis!

And let me tell you some more interesting data…in a single city SURAT…there were 81 crorepatis in fray for civic body polls! Yes..you read it right 81 in Surat alone!

 

 

The latest data by Harun Wealth Survey shows that there are 4,12,000 DRUDPATIs in India.
Yes….that 4,12,000 DRUDPATIs

(Don't ask me why Income Tax Dept shows 97,000 crorepatis and Harun Wealth says there are 4,12,000 Drurpatis.....you know and I know the secret)

Mumbai itself has 17,000 Drudpatis

Delhi 16,000 Drudpatis

All these will gradually scale up to become ARABPATIs.

And same Harun Wealth survey reveals that more than 90% of these Drudpatis prefer investing their money into EQUITY and Real Estate over Gold and other assets!

 

And there…my friend lies the SECRET!
True Wealth Creation happens only and only in EQUITIES.

Yes… it's volatile

So what !!!!

 

Is Gold not volatile?
Is Crypto not volatile?
Is Real estate not volatile?
volatility is in mind!

If the time horizon is as long as 20 years plus…volatility is not even visible. It will look like small blips and actually those downs should be used to accumulate more of Equities so that your Wealth Grows faster and you become a DRUDPATI quicker. 

Just ignore the short term blips….stick to QUALITY stocks, stick to TOP CLASS EQUITY FUNDS and you are definitely on the way to become a DRUDPATI.

 

 

And to become DRUDPATI.……….You need to answer the question as to what excites you more

KAUN BANEGA CROREPATI

OR

KAISE BANOGE CROREPATI

If it’s the 1st one…watch the show..enjoy for 1 hour

If it’s the 2nd one…Keep reading SRIKAVI MONEY BLOG and this will be the 1st step for you to upgrade yourself from planning to become a mere Crorepati or to become a DRUDPATI

 

 

BY THE WAY.....IF YOU DO INTEND TO TARGET BECOMING A DRUDPATI.....

 

YOU NEED TO INVEST JUST RS.36,277 @15% FOR 25 YEARS AND LO! YOU ARE A DRUDPATI

 

ALL CALCULATIONS AT 15%

30 YEARS – 17,756
25 YEARS – 36,277

20 YEARS – 75,354

all figures are per month

 

Suppose I do take a very conservative and easily achievable 12% return on your investment and keeping the time horizon as 30 years…you still need an easily affordable Rs.32,457 per month to do become a DRUDPATI.

 





YES…if you do have 30 years to plan…you need to invest only Rs.17,756 at 15% to become a DRUDPATI

 

BEFORE INVESTING KNOW THIS.....

Even the best seed planted in the wrong soil will not rise to become a tree .... saving your hard-earned money  in wrong assets will not make you rich

 

Will be coming out soon with an article on how to become a Crorepati, upgrade from there to a DRUDPATI, and then further target to become an ARABPATI.

All this in a simple easy way achievable in a time bound manner

Stay tuned.

 

 

All the best,

Regards,

Srikanth Matrubai

 

P.S.

LIFESTYLE INFLATION is the BIGGEST

 "HITA SHATRU"    on your way to becoming a Drudpati. (an ENEMY who acts as a Friend but is actually plotting your downfall)!!

The Biggest reason why LifeStyle Inflation happens is because YOU “COULD” and not because you “FEEL THE NEED TO SHOW OFF” !!!”

 

 

 

ALSO

 

Is 1 crore enough for retirement? Absolutely not. Watch the video to learn more Why having just 1 crore is not enough. You need to have more. See the video to know the reasons.

Watch Part 1 of this article on YOUTUBE 

https://youtu.be/qzDOvt8R7-U



 

 








 





All the best,
Regards,
Srikanth Matrubai
MUTUAL FUND DISTRIBUTOR
REBALANCE VOLATILITY CERTIFIED COACH
Srikanth Matrubai, Author of the Amazon Best Seller DON'T RETIRE RICH


You are strongly encouraged to consult your financial planner before making any decision regarding this investment. The views expressed here are the author's personal views and should not be interpreted as a recommendation to invest/avoid.

 
Srikanth Matrubai Author of the Amazon Best Seller DON'T RETIRE RICH

Do read the book and give your valuable feedback and request you to post positive comments on Amazon. https://amzn.to/3cHUM6M/ 

You can purchase the book on Amazon and Flipkart 

For the best of ideas on where to invest to create Mountains of Wealth 
join my TELEGRAM channel
WEALTH ARCHITECT
    https://t.me/joinchat/AAAAAELl4KUnaJzi-JJlDg/

IS YOUR INCOME HAVING THE MASK OF FINANCIAL PROTECTION ?

AN ARTICLE ON HOW AN HOUSEWIFE CAN HELP A FAMILY'S FINANCES GET A FINANCIAL MASK... Must Read.Must Share Namaste, 9 out of 10 people I i...

The MOST Loved book on How NOT TO RETIRE RICH! 4.8 out of 5 stars Order your copy NOW !