“Why am I sitting in this slow Equity bus when everyone else
is flying in a Gold–Silver rocket?”
For lakhs of equity investors, this thought has
crossed their mind at least once.
Equity (Nifty) is
looking like in a LONG SLEEP at 25,000 levels for 18 months now, whereas
cousins Gold at ₹1.5 lakh and Silver above ₹3 lakh are grabbing Front Page
Headlines. Suddenly, Equity feels like a boring test of patience, while Gold
feels like a lottery win.
Let’s pause and bring this back to Fundamentals and Common Sense.
1️⃣ Neighbour’s
halwa is always sweeter
When your Equity is quiet and Silver has doubled, your mind whispers,
*“Did I choose Wrong!”*
Selling Equities and moving into Gold may seem Logical at
this moment
But is it?
Buying Gold or Silver after a 100% rally is like entering a wedding when
dessert is being served 🍰 — the celebration is
almost over, and you may be the one paying the bill.
Selling equities (currently consolidating or “on sale”) to
buy gold at peak MRP is the oldest investing mistake: selling low and buying
high. And remember Equities in SLEEP MODE for 18 months could well turn our
to be COILED SPRING ready to LEAP!
2️⃣ Don’t Mix
Up Protection with Growth
Gold is an umbrella.
Equity is a fruit tree.
You don’t cut the
tree just because it’s raining. Equity
builds wealth over time but surely; Gold protects wealth when life misbehaves.
Moving everything to Gold now is
similar to buying "Insurance" after the accident has happened.
3️⃣ The
Pharmacy Effect
Gold is crowded today because the world has an uneasy
headache—wars, tariffs, fear and uncertainty dominating headlines. Experienced investors don’t buy medicine
when everyone is already sick — they prepare before the fever comes. That’s how market cycles has always worked.
4️⃣ Real
maturity = Asset Allocation
A mature investor doesn't eat only pickle just because it's
spicy and tasty today. Wealth creation needs a Whole Thali.
- If
Gold was 10% of your portfolio and has become 20% because of the rally, trimming
some Gold does make sense.
- Deploy
that money into Equity or Debt as per Asset Allocation. This is Disciplined Investing.
A Complete Shift
away from Equity to Gold is emotion driven and not planning.
Bottom line
Gold and Silver look “shiny” today because the world feels dangerous
— but don’t let the glitter blind you. Gold
shines in fear; equity rewards patience.
Gold and Silver are insurance, not income engines.
Equity remains the real compounding machine, especially through SIPs.
Volatility feels uncomfortable, but for long-term investors,
it actually helps accumulate better.
A doctor doesn’t change your medicine every two days just
because a new brand appears.
Wealth is built by time in the market, not by constant switching. Wealth isn’t created by chasing rockets —
it’s built by staying seated in the right vehicle.
#DontRetireRich
Disclaimer: This is for education only. Not investment
advice. Asset allocation should be done based on individual goals, risk
appetite, and time horizon.
All the best,
Regards,
Srikanth Matrubai
https://t.me/joinchat/AAAAAELl4KUnaJzi-JJlDg/
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