The Hindi proverb "Aaj
chaar paise hote to yeh din naa dekhne padte”
(If I had 4 paisa... I wouldn’t have had to face these types of days)
is a classic one that elders
and seniors in society keep using to drill us into the importance of financial
well-being
Like all proverbs, this
proverb also reminds us of the universal truth that resonates across generations: that ultimately,
it’s the financial security that brings peace of mind.
So... why 4 paisa. why not 3… why not 5 ... Let’s dig in and find out.
Let’s also try to find whether this 4 paisa makes any sense even in this modern
AI World?
Time for a Reality Check…
Here we go
1. The Indispensable Pillar: 1st Paisa…Building
the Foundation
At the very base of any
good Financial Plan is the paramount need for a strong foundation.
Stability comprises the food, shelter, and Healthcare needs of the immediate family.
But remember we are
talking of Modern Times and besides the inevitable above 3 (food, shelter,
health) another paramount inevitable base is EDUCATION.
Education is no longer a luxury, but a springboard to a
brighter future. Skilling, upskilling, and adapting to the ever-changing economic landscape become crucial
aspects of securing your family's well-being.
It’s a non-negotiable
priority.
With stability and security, you can confidently go ahead to not only dream to
think bigger but also take serious steps towards pursuing financial goals and
financial aspirations.
2. The Gratitude Paisa : 2nd
Paisa… Honoring Our Legacy
Acknowledging our roots, and our past goes beyond our duty and is more of cherishing
our legacy. It's about acknowledging the sacrifices of our elders, parents, mentors,
gurus, and all those who shaped our welfare journey.
This Gratitude ensures cultivating a responsible future recognising that True
Wealth extends far beyond mere monetary figures. Go beyond Monetary help. Help them with their needs, whether it's a little extra for
groceries, a checkup at the doctor, or just making sure they have someone to
talk to and share their days with. Remember, this isn't a one-time thing! It's a continuous journey of showing our love and gratitude.
Gratitude has positive effects on mental health, including reduced stress, anxiety, and depression.
3. The Future Paisa: 3rd Paisa…. Investing in Tomorrow's Leaders
The 3rd part goes beyond fulfilling the needs
of the next generation.
This part focuses on making the next generation become responsible,
contributing members of society.
It’s about providing them tools, resources, and opportunities to forge ahead of limitations
and chart a successful path for their growth.
Conducting Literacy workshops, entrepreneurship boot camps, and mentorship programs cultivates essential skills for the knowledge economy. By investing in the future generation, we not only secure our own legacy but also contribute to a more prosperous and innovative nation.
4. The Aspiration Paisa: 4th Paisa… Fuelling
Your Dreams
The Final part is all about
YOU.
It’s all about chasing the Fire in your Belly and going after it.
But the Aspiration Paisa is more than just about ticking
things off your bucket list. It's about contributing to something bigger than yourself, supporting causes you deeply care about, and leaving a positive mark on the world. Imagine the impact you can make by donating to a social justice initiative, volunteering your skills, or simply living a life that inspires others.
The
4 Paisa Philosophy guides us towards abundance and fulfillment in a rapidly
changing world. By embracing these timeless principles, we can unlock the doors
to a brighter, more prosperous future for ourselves and generations to come.
Remember, financial well-being is not just about accumulating wealth,
but about using it wisely to build a fulfilling life for yourself, your family,
and your community.
The 4 seems the perfect number as with 3 Paisa. You might just end up with a shortfall in fulfilling one of the 4 aspects mentioned above.
And with the completion of 4, the need for the 5th paisa doesn’t arise!
The "4 paise" philosophy already covers essential elements of
financial security and personal fulfillment, making additional components
redundant.
It's
not without logic that our elders coined this proverb…"Aaj chaar paise hote to yeh din naa dekhne padte”
Regards & wishing Super Financial Success
Srikanth Matrubai
Author: Don’t Retire Rich
Qualified Personal Finance Professional
All the best,
Regards,
Srikanth Matrubai
https://t.me/joinchat/AAAAAELl4KUnaJzi-JJlDg/
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