DON'T RETIRE RICH

Sunday, 15 October 2023

NINE WEALTH LESSONS FROM NAVARATRI FESTIVAL

 

Namaste,

It’s the festival of NAVARATRI and it’s the time for us to learn Wealth Lessons from the 9 Goddess of this festival.

The Nava Durga not only helps us in getting Spiritual Wealth but also Financial Wealth through the financial lessons they impart.
Let’s learn more from each of these 9 Goddesses so that we can achieve all our financial goals and create More Financial Wealth.

 

 

Devi Mata Shailaputri - Day 1

 



It's the 1st day of Navaratri Dasara and Devi Shailaputri is the 1st Devi to be worshipped.

Devi Shailaputri was still a teenager when she went out to play in the grasslands and this led her to fight & kill Demoness Tarika

 

Like Devi ShailaPutri, we MUST take our first towards Wealth Creation by taking ACTION.

The first step taken by Devi ShailaPutri can be likened to initiating savings and investments. These initial actions are crucial in accumulating the capital necessary for wealth creation.

Don't just sit around and wait for wealth to come to you. Act towards your goals every day, even if it's just a small step.

Go ahead and START investing.  Start small, stay consistent, and watch your wealth grow!

#DontRetireRich

 

 

 DEVI MATA BRAHMACHARINI – DAY 2

Devi Brahmacharini is the 2nd of the 9 Navadurga goddesses known for her austerity and dedication to her spiritual practice.

Devi Shailaputri shows us that we should make a START somewhere so that we move towards our goal of Financial Freedom

Once the journey has started…. Devi Brahmacharini with her quality of austerity, dedication, and self-discipline is saying that we don't need a lot of material possessions to be happy and fulfilled. In fact, getting rid of excess belongings can free up our time, energy, and resources to focus on the things that are truly important to us.

Devi Brahmacharini is also known for her discipline and self-control.  One way to reduce financial excesses is to follow a budget. A budget is a plan for how you will spend your money. It can help you to track your income and expenses so that you can see where your money is going. Once you know where your money is going, you can start to make changes to spend it more wisely.

Devi Brahmacharini’s quality of strong Self-Discipline is a lesson for us to stay focussed on our Long-Term Wealth Creation Goal.

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DEVI MATA CHANDRAGHANTA – DAY 3

 

When Lord Shiva came to marry Devi Parvati bringing with him Gods, Ghosts, and Aghoris wearing a garland of skulls, many fainted with fear. To protect Parvati took the form of Devi Chandraghanta forcing Lord Shiva to change his form to a more charming groom.

Devi Mata Chandraghanta is telling us to be calm and composed but when needed to show courage to protect our family.

Devi Mata Chandraghanta is vigilant and changes form quickly.

Likewise, while we as investors should be vigilant towards news and events that will impact our investments, we should also be calm but also be courageous to invest MORE during extreme fear in the markets to take maximum benefit of the low prices.

Mata Chandraghanta is teaching us to ADAPT.

Be ready to adapt to changing conditions and adapt our investment strategies accordingly. Have the RIGHT ASSET ALLOCATION in place which balances growth, and value and protects your portfolio during downturns.

 

 

 

DEVI MATA KUSHMANDA – DAY 4

 

When the entire universe was in darkness, Devi Kushmanda seated inside the core of the Sun sported a smile and the light of her smile created the universe!

Remove your Financial Life Darkness by investing in INFLATION BEATING ASSETS.

Devi Kushmanda is telling us that LIGHT; Knowledge is the source of all energy.

Knowledge and wisdom are essential for wealth creation. In order to create wealth, we need to have a good understanding of how the world works and how to make money. We also need to be able to make sound financial decisions and manage our money wisely.

Get educated in Financial Investment or better still, get in touch with a Financial Expert so that you get the knowledge and light of how to reap Wealth Benefits with the help of a Good Financial Plan

A Good Financial Plan which includes Life Insurance, Health Insurance, Retirement, and all other goals lights up your Financial World, helping you avoid financial accidents and helping you achieve all Financial Goals including your financial freedom.

 

 

 

DEVI MATA SKANDAMATA DAY 5

 

Devi Skandamata is the mother of Karthikeya, and hence when you worship Devi Skandmata Lord Kartikeya is automatically worshipped as he is sitting in her Mother’s Lap!

 

Devi Skandamata's desire to protect her child Kartikeya is a lesson for us that we too should make sound financial choices that contribute to securing our children's well-being and future prosperity.

 

This entails setting aside funds, engaging in strategic investments, and formulating comprehensive financial strategies aimed at guaranteeing their education, upbringing, and overall safety.

 

Besides, we as parents should become Positive Role Models to our children and also teach them the value of money and instill effective saving habits.

 

 

DEVI MATA KATYAYANI  DAY 6

 

Mata Katyayani before proceeding to Mysore Hills to slay the demon Mahishasura, received various weapons from all Gods.

Trident from Lord Shiva,

Sudararshan Chakra from Lord Vishnu,

thunderbolt from Lord Indra,

Mace from Kubera,

Dart from Agni,

a quiver full of Arrows from Surya Deva

Battle Axe from Vishwakarma

and a variety of weapons from other gods.

Armed with this huge variety of weapons, Devi Mata Katyayani slayed Mahishasura.

 

Like Devi Mata Katyayani used a variety to slay the demon Mahishasura, we need to have investments in a variety of assets to slay the demon called INFLATION.

A Good Asset Allocation will help you beat Inflation consistently.

 

Asset allocation is the most significant attribution factor of your overall portfolio returns.

The selection of investments within a particular asset class is a secondary factor.

Devi Katyayani grants her devotees BOUNTEOUS WEALTH that does not fade away. She gives STIRA AASTI.

 

DEVI MATA KAALRATI - DAY 7

 Devi Mata Kaalratri was furious that each blood drop from RaktaBeej was creating numerous Raktabeej.

Hence started drinking his blood from falling down

Even after killing the demon Raktabeej, Mata Kaalratri's anger had not subsided, and started killing everyone in front of her.

To stop her, Lord Shiva appeared below her foot.

Seeing her beloved husband, she immediately left her anger and calmed down.

MATA KAALRATRI is showing us investors to NOT GET CARRIED AWAY either by way of Fear or Greed.

The way you respond to events in markets can either nurture your wealth or destroy it.

When markets are volatile, it’s very difficult to stay rational or disciplined even for successful investors.

Investing is a complex skill that requires both knowledge and discipline. Even experienced investors can struggle to manage their emotions and make sound investment decisions.

One way to improve your investment behavior and habits is to work with a professional financial advisor. A good advisor can help you develop a personalized investment plan, set realistic goals, and stay on track.

 

 

 

DEVI MATA MAHAGAURI - DAY 8

 

 

When Devi Parvati assumed the form of KALI and killed demons Shumbha, Nishumbha.

She had become dark complexioned due to dust, dirt, soil, and long periods spent in sunlight.

As advised by Brahma, Devi Parvati (Kali) took a bath in Manasarovar and became fair again.

 

The Lesson for investors is that ... over a period, in our portfolio, some wrong investments or underperforming investments would have crept in and hence a REVIEW and REBALANCING is absolutely necessary.

Just as Devi Parvati rebalanced herself by taking a bath in Manasarovar turning it into the white color, you can rebalance your investment portfolio by reviewing it regularly and making changes as needed. This may involve selling some investments and buying others to maintain your desired asset allocation.

A Review is a good way to know whether we are on the right track. An AMG (Advisor/Mentor/Guide) could be a great help in measuring the achievement of your financial goals in a realistic timeframe.

Moreover, a review by an AMG will help keep the portfolio healthy by weeding out Underperformers and replacing them with efficient products/assets.

#DontRetireRich #WealthOfWisdom

 

 

 

SIDDHIDHATRI (CHAMUNDI DEVI)  - DAY 9

 

Siddhi means ‘fulfillment’ or ‘perfection’ and “Datri” means ‘giver’ or ‘awarded’. This Goddess bestows abilities that help achieve success.

 

Devi Mata Siddhidhatri makes the impossible, possible!

Devi Mata Siddhidhatri reminds us that we are all capable of achieving our goals, no matter how difficult they may seem.

Devi Siddhidhatri is the goddess of perfection. Wealth Creation and achieving Financial Freedom is a journey, not a destination. There will always be room for growth and improvement.

It is important to set realistic goals and to celebrate your progress along the way. Don't wait until you are perfect to start acting towards your goals.

 

Making a start, Having the right Financial Plan hand held by an Investment Expert, regular top-ups, reviewing once a year, and rebalancing whenever necessary will make all Financial Goals which seemed impossible in the beginning become Possible!

 

Friends,

 

Devi Mata Durga’s journey through the Navratri festival, representing her evolution from one form to another, teaches us the importance of perseverance and determination in wealth creation. Just as she progresses through her various forms, individuals should remain steadfast in their financial endeavors and not be discouraged by setbacks.

By connecting with the 9 goddesses of Navaratri, we can invoke their blessings to help us achieve our financial goals and create a more prosperous life for ourselves.

 

Follow all the points, and ideas given till now and you are sure to achieve the impossible and make your life POSSIBLE.

ALL THE VERY BEST

Wishing you all the very best on your Financial Journey.

Srikanth Matrubai

Author — Don’t Retire Rich

Volatility Coach

 

 
























All the best,
Regards,
Srikanth Matrubai
MUTUAL FUND DISTRIBUTOR
REBALANCE VOLATILITY CERTIFIED COACH
Srikanth Matrubai, Author of the Amazon Best Seller DON'T RETIRE RICH


You are strongly encouraged to consult your financial planner before making any decision regarding this investment. The views expressed here are the author's personal views and should not be interpreted as a recommendation to invest/avoid.

 
Srikanth Matrubai Author of the Amazon Best Seller DON'T RETIRE RICH

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